ChamaPoint is built for chamas, welfare groups, and investment clubs of any size — from a 10-member table-banking group to a chama with hundreds of members across several branches.
One plan with every feature included — KES 1,000/month, KES 3,000/quarter, or KES 10,000/year. There are no separate tiers to choose between and no per-member charges. See Pricing for details.
Yes. ChamaPoint has deep M-Pesa integration for contribution and dividend payments, so transactions are recorded automatically without manual entry.
Yes — members without smartphones can check balances and contribute over USSD, so nobody in your chama is left out.
Staff declare a dividend pool, and ChamaPoint splits it pro-rata by each member's share balance — exact to the shilling, automatic, and visible to every member in their own history.
Yes. Your data is encrypted, backed up, and isolated from every other chama on the platform — no other organization can see your records.
Yes, anytime. There's no lock-in contract, and your chama's records are yours to export whenever you need them.
Sign up for a free 7-day trial — no card required. Our onboarding team will help you set up your chama and import your existing member list.