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Chama members reviewing contributions

Our Story

Built for How Chamas Actually Run.

Most chamas run on notebooks, WhatsApp groups, and a treasurer's memory. It works — until it doesn't. Contributions get miscounted, dividend math turns into an argument, and members lose track of their own balances.

ChamaPoint replaces that with a single source of truth: every contribution logged, every share balance visible to its owner, every dividend split calculated exactly and automatically.

  • Every contribution and share balance logged automatically — no spreadsheets.
  • Dividends split exactly by share, with a full audit trail.
  • Members check their own balance anytime — by app or USSD.

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